Paid to Click - Get up to $0.01 and $0.05 for clicks plus free $cash bonus to Join.

Paid to Click - Get up to $0.01 and $0.05 for clicks plus free $cash bonus to Join.

Join at: http://www.easycashsite.com/index.php?tp=signup&refer=theonlinefriend

Get up to $0.01 and $0.05 for clicks plus free $cash bonus when you join. This Site is easy to use. There is no limit on potential earnings with a low $3 withdrawal request. Payouts are done with Paypal or AlertPay after verifications. We have 5 referral levels for members to earn cash. You will receive updated News about Payments.

Join at: http://www.easycashsite.com/index.php?tp=signup&refer=theonlinefriend

Sign-up for Michael's friendly weekly Online Friend Newsletter

 Hi and Hello to Everyone.

I have changed hosting site for my Newsletter because the other website hosts are unable to continue sending clients Newsletters because of "Server" problems.

You are invited to sign-up for the friendly newsletter. When doing so, you can look at posted Newsletters for examples and what my previous Newsletter contained (before the problem above) at: http://subs.zinester.com/38472 - All the very best to you.

Sign-up for the friendly weekly Online Friend Newsletter at:
http://ymlp.com/signup.php?id=geuussjgmgw

This is a friendly newsletter for sharing important news, researched information, resources and much more on diverse global society and culture issues weekly/monthly with real people online. It is produced and presented by Michael Taylor (MichaelTaylorWebsite.com).

Sign-up for the friendly weekly Online Friend Newsletter at:
http://ymlp.com/signup.php?id=geuussjgmgw

FOR Previous (ARCHIVES) copies of this Newsletter, please go to:
http://www.ymlp89.com/pubarchive.php?theonlinefriend

"The Tax Implications of Foreclosures"

A foreclosure transaction occurs when a mortgage lender repossesses a borrower’s property and then sells it to pay off the debt. In most cases, however, a foreclosure will only happen when the mortgage debt exceeds the property's fair market value, or FMV. In this situation, the federal income tax rules treat the foreclosure as a sale for the FMV amount.

Therefore, a tax gain will result if the property’s FMV exceeds its tax basis. (The tax basis of a principal residence usually equals the original cost of the property, plus the cost of any improvements.) On the other hand, a tax loss will result if the property’s FMV is less than the tax basis.

If a mortgage lender also forgives some or all of the debt against your property in conjunction with or after the foreclosure transaction, you have cancellation of debt (COD) income. That income is taxable unless an exception applies.
DETAILS at: smartmoney.com/personal-finance/taxes/the-tax-implications-of-foreclosures/
Post free classifieds ads at: http://www.easyca.us/

They say: "Judiciary positively discriminates in favour of women employees"

The Supreme Court formulates a justified move as it reversed the Delhi High Court’s decision consenting Air India’s move of grounding air hostesses for being overweight. It not only quashed the termination but also stayed all future terminations of airhostesses on account of their being overweight.

This seems to be just an effort to add to already established precedents in cases like Air India v. Nargesh Mirza.

Here, the SC had struck down the rule stipulating termination of air hostesses on their first pregnancy. Also, in the case of C.B. Muthamma v. Union of India², the SC repealed the provisions of Indian Foreign Service (Conduct and Discipline) Rules, 1961 requiring a female employee to obtain permission from the Government prior to marriage and was suppose to resign if the Government decides that her marital commitments hamper her work.

The questions that arise include - why men are not subjected to similar conditions like termination from service on becoming a father or required to obtain consent from their employers before getting married or terminated after marriage if the work is not satisfactory. Does marriage or pregnancy by any way reduce capabilities of a woman and not that of a man?
READ more details at: paycheck.in/main/judiciary-positively-discriminates-in-favour-of-women-employees
Post Free Classifieds Ads at: http://www.easyca.us/

"Online Banking: 13 Choices for Higher Interest Rates and Increased Security"

In its July 2009 issue, Consumer Reports Money Adviser published a brief overview of the best online banking options according to their research. “Online banking, despite a rocky start, is becoming the rule rather than the exception,” the article says, noting that online banking can net savers better interest rates and increased security.

I’d love to be able to point you to an online version of this article, but none exists. And I’m not about to reproduce large chunks of the text here. (Consumer Reports doesn’t like that.) But I can highlight their main points about online banking, as well as list the results of my own research into online banks.
Some of the article’s main points:

• Traditional banks that have moved into online banking (such as Bank of America and Wells Fargo) generally offer lower rates and impose higher fees than established online banks like ING Direct and HSBC Direct.
• If you’re worried about bank failures, remember that the FDIC currently insures deposits of up to $250,000. (This limit has been extended through the end of 2013.) You can research the financial safety of online banks (and traditional institutions) using BauerFinancial’s bank safety ratings.
• Visit for DETAILS - getrichslowly.org/blog/2009/06/16/online-banking-11-choices-for-higher-interest-rates-and-increased-security/
  

"...Business Ideas Requiring No Financial Investment to Start With"

The recession changes people attitude toward money and employment.

More people are becoming frugal, more entrepreneurs are becoming bootstrappers, and more ex-employees are entering entrepreneurship.

All three of the above combined, you would want to start a business that requires minimal investment. Take heed, there are business opportunities that involve no financial investment to start with - Not even a dime.

10 business ideas to start requiring no financial investment

1. Online business / make money online
   Blogging, SEO/link building, online freelancing, selling goods online are some of the example of online business and make money online. Many online business requires nothing down - This is why the potential is extraordinary, despite harsh competition...
   
2. Virtual assistance (VA)
   Helping others to get their job done is well-sought after - You can start with zero investment by offering your services in forums, classified sites and other public domains. The best bet - Join a VA network. DETAILS at: noobpreneur.com/2009/06/26/10-business-ideas-requiring-no-financial-investment-to-start-with/ AND Post Free Classifieds
   

"Six Ways to Improve Employee Morale Without Breaking the Bank"

Happy, engaged employees are the lifeblood of any small business. Sure, there are the folks that always do their job happily and with great quality (keep them at almost all costs!) and the folks that aren’t happy no matter what you do (weed them out!), but most of your employees are somewhere in the middle.

If they’re engaged and happy, they do great work and produce great value for you. If they’re unhappy, they don’t work nearly as well – and the value produced for you is much less.

Obviously, there are a lot of ways to directly motivate employees: the bottom dollar. A cash bonus for the employee of the month can work, as can nice perks during the work day.

In my experience, though, the best techniques for improving everyone’s morale comes from outside the wallet. Try these six techniques and keep your checkbook and charge cards focused on other areas, like building your business infrastructure and promoting it to potential customers.

READ more at: blogs.openforum.com/2009/06/11/six-ways-to-improve-employee-morale-without-breaking-the-bank/
Post FREE Classifieds Ads at: http://www.easyca.us/